If you are hurt on the job, you may be in a position to receive benefits for workers’ compensation. Your workplace injury may require you to consult with a lawyer about your rights. If you do, this is what you might be told.
Most states limit a worker’s options when filing a tpd claims Newtown against their employer. Unless the employer is intending to harm the individual, then the worker’s compensation system is the route to take to get money for damages or medical bills. This is typically a good thing, as insurance that your employer has in place will cover everything from medical care and rehabilitation to lost wages. This is even true if you caused your injury. If you are injured because of your job, then the worker’s compensation insurance will kick in. This is known as the “exclusive remedy” provision.
However, some states do not prevent an employee from filing suit against an employer when injured on the job in certain scenarios. For instance, if a third party’s negligence was the cause of your injury, it may be time to consult with a lawyer. These third parties may be individuals, companies, or businesses that are not the employer or an employee at the business. Similarly, most states do not ban you from suing if the employer deliberately caused you to be injured.
There may be cases here your employer does not have adequate insurance coverage as outlined in the workers’ compensation laws in your state. In these instances, your employer is no longer protected by the workers’ compensation laws, and you have the right to sue if you are injured as a result of your job. Of course, you will want to talk with a lawyer about how well your case will likely go because getting money out of the courts is not as easy as getting it from the workers’ compensation insurance.
Sometimes, however, you will file a claim for workers’ compensation and the insurance company will either deny your claim or not provide you sufficient funds to cover your medical bills. This is an instance where legal help is warranted. Your issue here is no longer with your employer, but rather with the employer’s insurance provider. A qualified attorney will be able to look at the injury, the covered events, and the other facts of your case to determine whether or not you can build a case against the insurance company.
If you do need to take on the insurance company, do not do so without a tpd claims Newtown lawyer. The insurance company will have a highly skilled legal team on their side for this very reason. If you attempt to deal with them without an attorney’s help, you will fail. With the help of an attorney who understands these types of cases well, you can be on your way to getting the money you need to get better.